:root{--green:#183f36;--ink:#1e302b;--muted:#66716b;--cream:#f7f6ef;--line:#dce0d6;--lime:#e0edb0}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:30px}body{margin:0;background:var(--cream);color:var(--ink);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.65}a{color:inherit;text-underline-offset:5px}button,input,select,textarea{font:inherit}button,a,input,select,textarea{touch-action:manipulation}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid #9caa49;outline-offset:4px}.skip{position:absolute;top:-80px;background:white;z-index:5}.skip:focus{top:0}header{height:104px;display:flex;align-items:center;justify-content:space-between;padding:0 5%;border-bottom:1px solid var(--line);gap:24px}.brand{display:flex;gap:12px;align-items:center;text-decoration:none;font-size:13px;font-weight:bold;letter-spacing:1.5px;line-height:1.4}.brand-icon{font-family:Georgia,serif;font-size:32px;border:1px solid #90a293;display:grid;place-items:center;width:43px;height:46px}.brand small{font-size:8px;letter-spacing:1.2px}nav{display:flex;align-items:center;gap:30px;font-size:13px}nav a{text-decoration:none}.nav-cta{border-bottom:1px solid var(--green);padding:10px 0}.nav-cta span{margin-left:20px}.hero{display:grid;grid-template-columns:1.05fr 1fr;min-height:690px}.hero-copy{padding:68px 8% 30px 9.5%}.eyebrow{font-size:10px;letter-spacing:2px;font-weight:700;line-height:1.5;margin:0 0 26px}h1,h2,h3,p{margin-top:0}h1,h2{font-family:Georgia,'Times New Roman',serif;font-weight:400;letter-spacing:-2px;line-height:1.04}h1{font-size:clamp(52px,5.7vw,86px);margin-bottom:28px}em{font-weight:400;color:#6e7d57}h2{font-size:clamp(37px,3.5vw,54px);margin-bottom:30px}h3{line-height:1.25;font-size:22px;font-weight:500}.hero-description{font-size:16px;color:var(--muted);max-width:425px}.buttons{display:flex;align-items:center;gap:25px;margin:34px 0 52px}.button{padding:15px 22px;display:inline-flex;align-items:center;justify-content:space-between;gap:22px;text-decoration:none;font-size:12px;font-weight:bold;border:0;cursor:pointer}.primary{background:var(--green);color:white}.primary:hover{background:#2b594b}.text-link{font-size:12px;font-weight:700}.hero-foot{display:flex;gap:16px;border-top:1px solid var(--line);padding-top:21px;font-size:8px;letter-spacing:1px}.hero-image{position:relative;min-height:640px;background:#a8b5a0}.hero-image img{height:100%;width:100%;object-fit:cover;position:absolute;filter:brightness(.82)}.photo-note{position:absolute;top:16px;left:20px;font-size:9px;color:white;background:#183f368c;padding:4px 8px}.image-caption{position:absolute;bottom:0;left:0;right:0;background:linear-gradient(transparent,#102b24bf);padding:90px 40px 35px;color:white;display:flex;justify-content:space-between;align-items:flex-end}.image-caption span{font-size:10px;letter-spacing:1.5px}.image-caption b{font-family:Georgia,serif;font-size:38px;line-height:1.1;font-weight:400}.image-caption i{font-size:22px;font-weight:400}.market-strip{padding:25px 5%;background:var(--green);color:#fff;display:flex;align-items:center;gap:35px}.market-strip>span{font-size:9px;letter-spacing:2px;color:var(--lime);white-space:nowrap}.market-strip p{margin:0;font-size:12px;flex:1}.market-strip i{margin:0 13px;color:#9bb1a0}.market-strip a{font-size:11px;white-space:nowrap}.section{padding:90px 7%}.approach{display:grid;grid-template-columns:1fr 1fr;gap:30px 70px}.approach-body{padding-top:35px;color:var(--muted);font-size:14px}.lead{font-size:20px;color:var(--ink);line-height:1.5}.fine{font-size:11px;line-height:1.65;color:var(--muted);margin-top:20px}.principles{grid-column:1/-1;display:grid;grid-template-columns:repeat(3,1fr);gap:50px;margin-top:25px;border-top:1px solid var(--line);padding-top:35px}.principles article>span{font-family:Georgia,serif;color:#879274}.principles h3{margin:18px 0 14px}.principles p{font-size:13px;color:var(--muted);margin:0}.strategies{background:#ecefe6}.section-top{display:flex;gap:50px;justify-content:space-between;align-items:end;margin-bottom:35px}.section-top>p{max-width:350px;font-size:14px;color:var(--muted)}.tabs{display:flex;border-bottom:1px solid #c9d1c2;gap:32px}.tabs button{background:transparent;border:0;padding:15px 0;cursor:pointer;font-size:13px;color:#647063;border-bottom:2px solid transparent}.tabs button[aria-selected=true]{color:var(--green);border-color:var(--green);font-weight:bold}.strategy-panel{padding:45px 0;display:grid;grid-template-columns:1fr 1fr;gap:80px}.pill{display:inline-block;font-size:9px;letter-spacing:1px;padding:5px 10px;border:1px solid #b6c1ac;margin-bottom:20px}.strategy-panel h3{font-family:Georgia,serif;font-size:30px;margin-bottom:16px}.strategy-panel p,.strategy-panel li{font-size:14px;color:#5d685c}.strategy-details{border-left:1px solid #cad2c3;padding-left:45px}.strategy-details h4{font-size:10px;letter-spacing:2px}.strategy-details ul{padding-left:19px}.strategy-details li{padding:7px 0}.process{border-top:1px solid #cad2c3;padding-top:30px}.process ol{padding:0;list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:35px;counter-reset:step}.process li{counter-increment:step}.process li:before{content:'0' counter(step);display:block;color:#839174;font-size:11px}.process b{display:block;margin:8px 0}.process span{display:block;font-size:12px;color:var(--muted)}.calculator-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:50px}fieldset{border:0;margin:0 0 30px;padding:0}legend{font-family:Georgia,serif;font-size:23px;margin-bottom:22px}.input-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}label{font-size:11px;display:block;font-weight:bold}input,select,textarea{display:block;background:transparent;border:1px solid #c4cec1;border-radius:0;padding:11px 12px;width:100%;margin-top:7px;color:var(--ink);font-size:15px}input:focus,textarea:focus,select:focus{background:white}.reset{border:0;background:transparent;padding:0;text-decoration:underline;cursor:pointer}.results{background:var(--green);color:white;padding:34px;align-self:start}.results .eyebrow{color:var(--lime);font-size:9px}.result-label{font-size:13px;margin-bottom:3px}.big-number{font-family:Georgia,serif;font-size:55px;line-height:1.2;margin:10px 0}#cash-status{font-size:11px;color:#dce7cf}dl{font-size:12px}dl>div{display:flex;gap:15px;justify-content:space-between;border-bottom:1px solid #ffffff25;padding:12px 0}dt small{display:block;font-size:10px;color:#b8cdbd}dd{margin:0;font-weight:bold;text-align:right;white-space:nowrap}.stress{margin:25px 0;padding:20px;background:#ffffff0b;border-left:2px solid var(--lime);font-size:12px}.stress p{color:#d0dacf;font-size:11px;margin:7px 0}.stress strong{font-size:20px}.stress span{font-size:10px}.light{background:var(--lime);color:var(--green);width:100%}.results .fine{color:#c0d0c2;font-size:10px}.method{font-size:12px;margin-top:25px;padding:20px 0;border-bottom:1px solid var(--line)}summary{cursor:pointer;font-weight:600;padding:13px 0}.method p{color:var(--muted)}.roadmap{background:#203e35;color:white}.roadmap h2 em{color:#c8d5ad}.roadmap .eyebrow{color:#bdcda9}.roadmap .section-top>p{color:#bccbbd}.timeline{display:grid;grid-template-columns:repeat(3,1fr);gap:45px;border-top:1px solid #ffffff40;padding-top:40px}.timeline article>span{font-family:Georgia,serif;font-size:36px;color:#ccdbb3}.timeline h3{font-size:19px;margin:20px 0 15px}.timeline p{font-size:13px;color:#c1cfc0}.timeline b{font-size:9px;letter-spacing:1.3px}.resources{display:grid;grid-template-columns:1fr 1fr;gap:70px}.resources p{font-size:13px;color:var(--muted)}.resource-list a{display:flex;justify-content:space-between;align-items:center;padding:23px 0;border-bottom:1px solid var(--line);text-decoration:none}.resource-list small{display:block;font-size:10px;color:var(--muted);margin-top:4px}.resource-list b{font-weight:500}.connect{background:#e4e9d9;display:grid;grid-template-columns:1fr 1fr;gap:100px}.connect p{max-width:390px;font-size:14px;color:#5f6c58}.broker{margin-top:35px;font-size:14px}.broker span,.broker a{display:block;font-size:12px;margin:5px 0}.connect form{padding-top:15px}.connect form>label{margin:20px 0}.checkbox{display:flex;gap:10px;align-items:start;font-weight:400}.checkbox input{width:auto;margin-top:4px}.checkbox span{font-size:11px}.connect button{width:100%}.faq{max-width:1000px;margin:auto}.faq h2{font-size:36px}.faq details{border-bottom:1px solid var(--line);font-size:14px}.faq details p{color:var(--muted);font-size:13px}footer{background:#e9ece3;padding:45px 7%;display:flex;gap:25px;align-items:center;flex-wrap:wrap}footer>p{font-size:12px;flex:1;margin:0}footer>div{display:flex;gap:18px;font-size:10px}footer>.fine{flex-basis:100%;font-size:10px;margin:0}.standalone{max-width:800px;margin:80px auto;padding:20px}.standalone h1{font-size:50px}.standalone h2{font-size:28px;margin:35px 0 15px}#calc-error{color:#ffe2b3;font-size:13px}@media(min-width:1600px){body{max-width:1700px;margin:auto}}@media(max-width:1000px){header{height:auto;padding:22px 5%;align-items:start}nav{gap:18px;font-size:11px}.hero-copy{padding:50px 8%}.hero-foot{flex-wrap:wrap}.buttons{flex-wrap:wrap;gap:20px}.hero-image{min-height:600px}.section{padding:65px 5%}.section-top{gap:30px}.market-strip{flex-wrap:wrap;gap:12px}.market-strip p{flex-basis:80%}.market-strip a{display:none}.connect{gap:45px}.calculator-grid{gap:25px}.results{padding:25px}.timeline{gap:25px}.resources{gap:35px}.approach{gap:30px}}
@media(max-width:700px){header{flex-direction:column;gap:20px}nav{width:100%;justify-content:space-between;gap:12px}nav .nav-cta{display:none}.hero{grid-template-columns:1fr}.hero-copy{padding:45px 6% 30px}h1{font-size:63px}.hero-image{min-height:380px}.hero-foot{font-size:8px;gap:18px}.buttons{margin-bottom:30px}.market-strip p{font-size:11px}.market-strip i{margin:0 6px}.section{padding:55px 6%}.approach,.resources,.connect,.calculator-grid,.strategy-panel{grid-template-columns:1fr}.approach-body{padding-top:0}.principles{grid-template-columns:1fr;gap:25px}.principles h3{margin-top:8px}.section-top{display:block}.section-top>p{max-width:none}.tabs{gap:18px}.tabs button{font-size:11px;text-align:left;line-height:1.4}.strategy-panel{gap:30px;padding:30px 0}.strategy-details{border-left:0;border-top:1px solid #cad2c3;padding:18px 0 0}.process ol{grid-template-columns:1fr 1fr}.timeline{grid-template-columns:1fr;gap:30px}.timeline article{border-bottom:1px solid #ffffff25;padding-bottom:25px}.timeline h3{margin-top:8px}.resources{gap:20px}.connect{gap:20px}.connect h2 br:nth-child(2){display:none}.results{padding:30px 22px}.input-grid{gap:15px 12px}.input-grid label{font-size:10px}input,select{font-size:14px;padding:10px}footer{display:block}footer>p,footer>div,footer>.fine{margin-top:22px}footer>div{flex-wrap:wrap}.image-caption{padding:80px 25px 25px}.hero-description{font-size:15px}.eyebrow{font-size:9px}h2{font-size:39px}.standalone{margin:30px auto}.standalone h1{font-size:42px}}@media print{header,footer,.hero,.market-strip,.approach,.strategies,.roadmap,.resources,.connect,.faq,.button,.reset{display:none!important}.section{padding:15px}.calculator-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:20px}.results{background:white;color:black;border:1px solid #aaa}.results .fine,.results .eyebrow,#cash-status,dt small,.stress p{color:#444}.input-grid{gap:8px}.calculator .section-top>p{font-size:11px}input{padding:5px}fieldset{margin-bottom:15px}.big-number{font-size:40px}body{background:white}.method{break-inside:avoid}}